Foxnews.com reports yesterday that an illegal website offered to ruin the credit score of anyone for a small fee, and even to arrange to have them suspected of bank fraud.
Making numerous credit applications with the victim's SSN and DOB and invented addresses and names will cause the person's credit to be put on hold, claims the website.
The UK-centric web-based service also offered to create false bank documents, identity cards, automobile registry papers, paychecks and tax forms.
Such fraudulent services are doubtless short-lived when discovered by the public and law enforcement agencies, but this report is illustrative of the types of financial and bureaucratic vulnerability most people have in modern society. You can imagine the potential ramifications in your life if your credit cards, credit line and bank account were suspended, even if only temporarily, and the trouble and costs to have the situation resolved.
Let this threat serve as a another reminder to shred documents, jealously guard your financial privacy and personal information, check your credit report, and avoid situations that could compromise personal data.
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