April 23, 2007

Fake Credit Report Sites

If you're an American looking to get one of the free credit reports guaranteed by the Fair Credit Reporting Act (FCRA), the site you want is AnnualCreditReport.com. Their phone number is 877-322-8228.

Ignore all other sites or offers unless you're looking for high-pressure inducements for pricey add-on services, or even flat-out fraud. Do you really want to be giving out your vital information, like SSN and DOB, to a potential scammer or some random unscrupulous type who would portray themselves as an official source for data as private as a credit report?

For more information about the reputability of credit report websites, read the FTC report on fake credit report sites.

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